Direct Deposit is a free service that automatically deposits recurring income into any Wells Fargo checking, savings, or prepaid card account you choose. Income you receive from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.

The bank receives most direct deposits through the Automated Clearing House (ACH) network before 9:00 a.m. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the ACH network by your employer or an outside agency. Non-business days. On the business day after the deposit credit date. For example, if you make a deposit before the cut-off time on a Monday, funds are generally available on Tuesday. If you make a deposit after the cut-off time on a Friday, funds are typically available on the following Tuesday.

Benefits

Wells Fargo Deposit Posting Times

• It's convenient. Free up some time by having your money automatically deposited into your Wells Fargo account.
• It's fast. You have same-day access to your money on the day of deposit.
• It's safe. Never worry about checks getting lost, delayed, or stolen.

Customers with Direct Deposit can also take advantage of our automatic Overdraft Rewind^® feature. If we receive an electronic direct deposit by 9:00 a.m. local time, the bank will automatically reevaluate transactions from the previous business day and may reverse overdraft or returned item, non-sufficient funds (NSF) decisions, and waive or refund associated fees.

Three easy steps

If the company or agency that pays you offers Direct Deposit, follow these three easy steps to set up Direct Deposit into your Wells Fargo account.

Step 1. Use our pre-filled form

Sign on to Set Up Direct Deposit to create your customized Direct Deposit form. Simply select the account you’d like your deposits to go to, and we’ll pre-fill the form with your routing number, account number, and account type.

Or you can download a blank Direct Deposit Information Form (PDF) and fill in the information yourself. For accounts with checks, a diagram on the form shows you where you can find the information you’ll need.

Wells Fargo Address For Direct Deposit

If you have questions about direct deposits from a federal agency, you will find full contact information on the Direct Deposit Information Form, or you can visit a Wells Fargo retail banking branch near you.

Wells Fargo Direct Deposit Time Reddit

Step 2. Print your completed form and provide the information to the company or agency that pays you

Your payor may ask you to complete their own form or provide a voided check in order to process your request.

Step 3. Monitor your account

It may be one or two pay or benefit periods before Direct Deposit goes into effect. You can sign up for alerts that notify you when a direct deposit is available in your account. Just sign on to set up alerts.

Wells Fargo Printable Withdrawal Slips

Questions?

We're available 24 hours a day, 7 days a week at 1-800-TO-WELLS(1-800-869-3557).